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Home » Cost of Study in Canada for Indian Students in 2023: All Types of Costs to Study in Canada

Cost of Study in Canada for Indian Students in 2023: All Types of Costs to Study in Canada

Cost of Study in Canada for Indian Students

Are you an Indian student with big dreams of studying in Canada? You’re in a good zone because lots of Indian students are choosing Canada for its excellent education and exciting international experience. But, let’s talk about something important, money. The cost of studying in Canada for Indian students is a key factor that can decide whether you can make your educational dreams come true. In this blog, we’re going to explore all the financial stuff about studying in Canada. We’ll break down things like how much you’ll pay for tuition, the money you’ll need to live there, and other expenses you might run into during your time in Canada. 

We’ll also look at what makes these costs go up or down, like the type of college you choose, where you study, how long your program is, and if you’re studying full-time, part-time, or online. If you’re curious about how to handle the financial side of your Canadian education, we’ve got you covered. We’ll also talk about scholarships, student loans, and part-time jobs to help you pay for it all. By the time you finish reading, you’ll have a clear idea of what it takes to turn your dream of studying in Canada into a reality, both in terms of money and your education. So, let’s get started on this journey to uncover the cost of study in Canada for Indian students.

Overview of the Average Cost of Study in Canada for Indian Students

Studying in Canada is a rewarding decision, but it’s important to have a clear picture of the expenses involved. Here’s a more detailed breakdown of the different types of costs involved:

Tuition Fees

Tuition fees are the money you need to pay for your classes, and they aren’t the same for every program and school. Here’s a simple breakdown:

  • If you’re looking for an undergraduate program like a bachelor’s degree, you might pay around CAD 8,000 to CAD 25,000 every year.
  • For graduate programs, like master’s or Ph.D. degrees, the cost could be between CAD 10,000 to CAD 30,000 per year.
  • But, if you’re looking at professional programs like medicine or engineering, be ready to pay more, sometimes over CAD 30,000 each year.

Living Expenses

Living expenses cover a bunch of different costs like where you live, food, getting around, and things you need. Here’s a breakdown:

  • Where you stay, like dorms or shared apartments, can be a big part of your budget, usually around CAD 8,000 to CAD 12,000 every year.
  • Food costs can change, but you might spend about CAD 300 to CAD 500 on groceries each month.
  • How you get around, like taking buses or subways, depends on where you are, but it could be around CAD 70 to CAD 120 each month.
  • Personal stuff like clothes, fun stuff, and your phone bill can be an extra CAD 2,000 to CAD 3,000 each year.

Miscellaneous Fees

Miscellaneous fees are those extra expenses you might not plan for at the start. These can be things like health insurance, books, and other small stuff:

  • Health insurance, which you might have to get, could be about CAD 600 to CAD 900 each year.
  • Buying books and things you need for your classes might add up to around CAD 1,000 every year.

There are also other small costs like fees for student groups, lab expenses, and school supplies, which can come to a few hundred dollars annually.

Average and Annual Cost of Studying in Canada

When you add up your money for classes, living expenses, and those miscellaneous fees, the average annual cost is usually between CAD 20,000 and CAD 45,000. But keep in mind, it can drastically change based on your personal preferences.

It’s important to get a control on these costs to plan your budget for studying in Canada. Just remember, the real expenses can be different depending on the city you pick, the university, and your spending habits.

Factors Affecting the Cost of Study in Canada for Indian Students

Studying in Canada isn’t a one-size-fits-all situation. There are certain factors that contribute to the cost of study in Canada for Indian students. In this section, we will be discussing all such factors and their importance. So, here we go!

  1. Type of Institution: The kind of college you pick makes a noticeable difference. Universities usually have higher tuition fees than colleges or technical institutes. So, if you choose a university, your costs might be a bit higher.
  2. Location: The location of your study matters too. Big cities are more expensive than smaller towns. For example, studying in Toronto or Vancouver can cost more than in places like Halifax or Winnipeg.
  3. Duration of the Program: The duration of your program also plays a role. A one-year program costs less than a four-year one. So, shorter programs might save you some money.
  4. Mode of Study: How you study affects your costs. Full-time programs are more expensive, but they often finish faster. Part-time or online studies can be cheaper, but they take longer. So, your choice here affects both time and money.

Preparing for Study Costs

It’s a smart idea to get ready for the money stuff while you study in Canada. Let’s break it down into steps:

Pre-Arrival Costs

Before you even set foot in Canada, there are some important expenses to consider. Some of the general pre-arrival costs of study in Canada for Indian students are mentioned below:

ExpensesDescription & Fees
Visa FeesTo study in Canada, you’ll need a study permit. The fee for this permit can range from CAD 150 to CAD 500, depending on your situation.
English TestsIf your program requires it, you might have to take English proficiency tests like IELTS or TOEFL. These tests generally cost around CAD 200 to CAD 300.
Health InsuranceYou may need health coverage for your initial days in Canada. Depending on the province and your choice of insurance, it could be around CAD 600 to CAD 900 annually.
Travel CostsThis can vary widely based on where you’re coming from and the time of year you book your ticket. On average, you should budget around CAD 1,000 to CAD 2,000 for a one-way ticket.

Post-Arrival Costs

Once you’ve arrived in Canada, there are additional expenses to consider. Let’s talk about the post-arrival cost of study in Canada for Indian students:

ExpensesDescription & Fees
Place to StayThe cost of your accommodation, whether it’s a dorm, apartment, or shared house, can vary greatly. On average, you might spend between CAD 8,000 to CAD 12,000 per year.
Food and BasicsMonthly grocery bills can be approximately CAD 300 to CAD 500.
TransportationTransportation costs, including bus fares or subway passes, may be around CAD 70 to CAD 120 per month.
Settling InBuying items for your new home, like furniture, kitchen supplies, or winter clothing, could add up to CAD 1,000 to CAD 2,000 in the first year.

Other Important Study Costs in Canada for Indian Students

Besides pre and post-arrival costs, there are other financial aspects to consider. Let’s have a general overview of other important study costs in Canada for Indian students.

ExpensesDescription & Fees
HealthcareMedical insurance in Canada can vary by province, but you might spend about CAD 600 to CAD 900 annually.
Study MaterialsTextbooks and course materials might cost around CAD 1,000 per year.
Student FeesThese can differ from one school to another, but they can range from CAD 500 to CAD 1,000 per year.

Looking forward to going to Canada? Check out the Intakes in Canada blog for more details.

All these costs are part of your student adventure in Canada, so it’s important to be ready for them. Remember, the actual expenses can change based on the province, the city you go to, and what you decide to do. Being prepared ahead of time is the secret to having an easier time while you study in Canada.

How to Fund Your Education in Canada

Financing your education in Canada is important, and there are a few ways to do it. Let’s break it down:


Scholarships are like gifts of money for your studies. They don’t need to be paid back. Here’s how they work:

  • Merit-Based Scholarships: These are given to students with excellent academic records. They can cover a part or all of your tuition fees.
  • Need-Based Scholarships: If you can show that you need financial help, you might qualify for these scholarships.
  • Country-Specific Scholarships: Some scholarships are specifically for Indian students. They can help with both tuition and living costs.

To view the complete list of the scholarship, visit our blog Scholarship for Indian Students in Canada.

Student Loans

Student loans are like borrowed money for your education. You’ll have to pay them back later. Here’s the deal:

  • Government Loans: These loans come from the Canadian government and can help with tuition and living expenses. You don’t start paying until you finish your studies.
  • Bank Loans: You can also get loans from Canadian banks, but they might have different terms and interest rates.

Part-Time Jobs

Working part-time while you study can help with your daily expenses. Here’s what you need to know:

  • Work on Campus: As an international student, you can work on your university campus. You can work up to 20 hours a week during your classes and full-time during breaks.
  • Off-Campus Work: You can also work off-campus, but make sure to check the rules and limits.

These funding options can make your Canadian education more affordable and manageable.

If you need any assistance, please contact “Study Abroad Consultants in Hyderabad

Cost of Study in Canada at the Top Universities

In this section, we will be looking at the list of the top universities in Canada along with their average tuition fees (wherever applicable). Please note that the fees may vary according to the choice of course selected and the level of academic degree one is opting. Here is the table consisting of the top universities and their average cost of study.

Name of the InstitutionAverage Cost of Study
University of TorontoN/A
McGill University$35,000
University of British ColumbiaN/A
University of AlbertaN/A
Western UniversityN/A
University of Montreal$21,439
University of CalgaryN/A
McMaster UniversityN/A
University of OttawaN/A

You know, it is quite difficult to provide the average cost of study in Canada at the top universities without any official sources. Therefore, for exact details regarding the fees and courses offered, students are advised to visit or blog Top Universities in Canada.

Course-Wise Average Cost of Study in Canada for Indian Students

Studying in Canada as an Indian student is an exciting prospect, but understanding the average costs for different courses is essential for effective financial planning. Here, we’ll give you a course-wise breakdown of the average costs you can expect:

Bachelor’s Degree

For undergraduate programs like Bachelor of Arts, Science, or Business Administration, the average cost can range from CAD 8,000 to CAD 25,000 per year in tuition fees. Living expenses can add an additional CAD 10,000 to CAD 15,000 annually.

Master’s Degree

Graduate programs, including Master of Engineering, Computer Science, or Business, might have tuition fees in the range of CAD 10,000 to CAD 30,000 per year. Living expenses will generally be similar to undergraduate programs.

Suggested read: Master’s in Canada

Medical and Dental Programs

Professional programs like Medicine or Dentistry often come with higher tuition fees, sometimes more than CAD 30,000 per year.

Engineering and Technology

Engineering courses, such as Civil or Electrical Engineering, can have tuition fees ranging from CAD 8,000 to CAD 30,000 per year.

Arts and Humanities

Courses in Arts and Humanities usually fall in the lower range of tuition costs, around CAD 8,000 to CAD 15,000 per year.

Science and Technology

Science-related courses like Physics or Chemistry may have tuition fees in the range of CAD 10,000 to CAD 25,000 per year.

MBA Programs

Master of Business Administration (MBA) programs are quite popular. The tuition fees can range from CAD 30,000 to CAD 45,000 per year.

You can also check out the Best Courses in Canada here!

Disclaimer: Remember, these are average figures, and the actual costs may vary based on the university, city, and your specific choices. Moreover, it’s important to consider living expenses, books, health insurance, and personal spending in your overall budget.

Cost of Study in Canada Compared to Other Countries

When it comes to the cost of studying in Canada compared to other countries, Canada offers several advantages for international students. Let’s take a closer look at how Canada’s costs compare to other popular study destinations:

Tuition Fees

  1. United States: Tuition fees in the US tend to be higher, with an average range of USD 20,000 to USD 40,000 per year at public institutions and significantly more at private universities.
  2. United Kingdom: Tuition fees in the UK average around GBP 10,000 to GBP 15,000 per year for undergraduate programs and can be higher for postgraduate programs.

Living Expenses

  1. United States: Living expenses can be high, with an average range of USD 15,000 to USD 20,000 or more per year for housing, food, transportation, and daily expenses.
  2. United Kingdom: The cost of living in the UK averages around GBP 10,000 to GBP 12,000 per year, but it can be significantly higher in cities like London.

Please note that these are estimated average costs, and actual expenses can vary widely based on factors like the specific city, lifestyle choices, and individual circumstances.

Time to Conclude!

Studying in Canada for Indian students is a great mix of getting a good education without spending a fortune. The fees are fair, and Canada’s rules make it easier for us to study there. The cost of study in Canada for Indian students may change based on what you’re studying, where, and how you live. 

But don’t worry, there are lots of scholarships, jobs, and great education waiting for you. So, if you’re an Indian student who wants to study in Canada, know that with good planning and knowing your money, it can be a smart and affordable choice for your education.

Still in ambiguity? Why not talk to our highly experienced counselors at iDreamCareer?

Here is our success story out of many:

With iDreamCareer’s guidance, Shreya pursued NEET preparation alongside US pre-medicine program applications due to her medical history. Her exceptional time management and unwavering commitment led to impressive acceptance offers and scholarships from renowned institutions like the University of Pittsburgh, Virginia Commonwealth University, the University of Connecticut, Temple University, Stony Brook University, Drexel University, and Wayne University. After careful deliberation, she selected the University of Pittsburgh to fulfill her aspirations.

Useful Link

  1. Masters in Data Science in Canada
  2. MBA Courses in Canada
  3. Best Courses in Canada
  4. Data Science Course in Canada


Is studying in Canada cheaper than India?

Studying in Canada can be more expensive than in India, depending on the program and location, but it offers a high-quality education and great opportunities.

How much will it cost me to study in Canada?

The cost to study in Canada varies but can range from CAD 20,000 to CAD 45,000 annually, including tuition and living expenses. 

How much does Canada study visa cost in Indian rupees?

The Canada study visa fee in Indian rupees is approximately INR 9,284.

Is Canada cheap to study in?

Canada isn’t the cheapest, but it’s affordable with scholarships, part-time jobs, and quality education.

Can I study in Canada with 10 lakhs?

You can study in Canada with 10 lakhs if you plan well, considering scholarships and part-time work to manage expenses.

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