Are you confused and wondering what could be the highest salary jobs after 12th Commerce or what are the career options after 12th Commerce? However, today multiple career options after 12th are available for commerce students as commerce is increasingly becoming popular! However, many students remain confused about which courses to consider after completing 12th commerce due to a lack of awareness and reluctance to seek professional guidance.
There are many courses after 12th commerce. Some of the popular ones include Chartered Accountants (CA), Company Secretary (CS), Cost and Works Accountants (CWA), and Bachelor of Commerce (BCom). Apart from these, students can also pursue other courses like Bachelor of Business Administration (BBA), Bachelor of Economics (B. Econ), and Master of Commerce (M.Com).
In the face of escalating competition in the corporate world, students require the appropriate skills and knowledge to not only survive but also thrive in the industry. A commerce degree provides students with an ideal platform to develop business acumen and skills. The coursework aims to provide students with a strong foundation in accounting, finance, and economics. The skills and knowledge gained through a business degree will help students in their future careers, whether they continue their studies or enter the workforce.
Without further ado! Let’s begin.
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How to Choose the Right Career Options After 12th Commerce?
Here are some steps to help you decide on your career after 12th commerce:
- Identify your interest and passion: It is important to choose a course that matches your interest and passion. You should have a clear idea of ​​what you want to study and what career you want to pursue.
- Research and gather information: Gather information about various courses available after 12th commerce. You can also talk to your teachers, advisors, and alumni who have taken similar courses.
- Think about your future career prospects: You should also consider the career prospects of the courses that interest you. Some courses may have better employment prospects and higher earning potential than others.
- Assess your strengths and weaknesses: It is important to consider your strengths and weaknesses when choosing a course. You should choose a course that challenges you but also allows you to showcase your strengths.
- Seek expert advice: If you’re still unsure about which course to choose, you can seek advice from experts such as careers counselors, education advisors, and alumni.
- Consider the institution’s reputation: The reputation of the institution offering the course can have a huge impact on your career prospects. You should choose an institution with a good reputation and a long track record of producing successful graduates.
Best Career Options After 12th Commerce
In this section, we will give you an overview of career options after 12th commerce –
Chartered Accountant (CA)
Considered one of the most challenging courses, Chartered Accountancy is a highly sought-after option for commerce students. In both the public and private sectors, CAs hold leadership positions in virtually every organization. Chartered Accountants have expertise in accounting, taxation, auditing, business and corporate law, corporate ethics, etc. The CA oversees the financial obligations of organizations and individuals, such as filing returns, recording financial statements, auditing companies, and ensuring legal and ethical compliance, among others.
How to become a Chartered Accountant (CA)?
To become a Chartered Accountant, students must register with the Institute of Chartered Accountants of India (ICAI) and pass three levels – Common Proficiency Test (CPT), IPCC (Integrated Professional Competency Course), and FC (Final Course). The duration of the course is up to 4 years including 3 years of internship as per CA. Check full details here about how to become a chartered accountant (CA)?
Investment Banker
This is a very interesting and in-demand profession all over the world. Investment bankers are responsible for making informed decisions when it comes to growing the financial assets of clients or organizations. Their main line of work includes raising capital from various sources for general company operations, as well as mergers and acquisitions.
How to become an Investment Banker?
To become an investment banker, the following courses are preferred for entry-level positions — Bachelor of Commerce (B. Com) with Honours, Bachelor of Arts (BA) in Finance/Economics, or Bachelor of Business Administration (BBA) in Finance. In addition, it is possible to take specialized Chartered Financial Analyst (CFA) training to advance in this field. It is also useful for students to get an MBA in finance to take up management positions.
Read in Detail: How to become an investment banker?
Cost and Management Accountant (CMA)
The CMA is an internationally accredited professional certification for professionals in the field of commerce and accounting. This is a highly profitable course for business students that empowers them to become tomorrow’s business leaders by strengthening the four pillars of knowledge — strategy, management, regulatory framework, and financial reporting. As a CMA, one must provide professional services in investment planning, earnings management, and general management decision-making in enterprises, including the service sector and manufacturing.
How to become a CMA?
To become a CMA, a student must join the Institute of Cost Accountants of India (ICAI). The curriculum includes three levels — basic, intermediate, and final — of 20 subjects. Students can also enroll in this course after completing the foundation courses for CA or CS.
Company Secretary (CS)
Students with a penchant for theoretical law will find the Company Secretary course quite attractive. CS professionals are responsible for paying attention to legal perspectives and agreements in companies. They can eventually rise to management positions in corporates and large firms.
How to become a Company Secretary (CS)?
To become a CS, a candidate has to clear three levels after 10+2 examinations — Foundation program, Executive Program, and Professional Program. At the final level, candidates can choose to specialize in banking law and practice, capital, commodity and money market, insurance law and practice, intellectual property law, and practice, or international business law and practice.
Read in Detail: How to become a Company Secretary (CS)?
Lawyer/Advocate
Lawyer is considered a prestigious profession all over the world with wide opportunities for career growth. Students can study subjects such as family law, constitutional law, property law, company law, administrative law, etc. according to their interest in the specialization. Lawyers work for large corporations, government agencies, and law firms, or they start their own practice.
How to become a lawyer?
Students who wish to pursue legal education must first clear the CLAT (Common Law Admission Test) and get admission to universities that offer Bachelor of Laws (LLB) courses administered by the Bar Council of India. A well-known specialization in the field of law is integrated corporate law, which contains the guidelines, practices, and rules governing the formation and operation of corporate companies. It is a 5-year course that is integrated with a Bachelor of Commerce or Arts degree.
Read in Detail: How to become a lawyer?
Accountant
As an Accountant is responsible for keeping and recording financial transactions as well as inventory, producing sales or cash-flow statements, etc. You can become an accountant even after class 12th by learning Tally or other professional accounting courses related to GST filling, computerized accounting, etc. based on your areas of interest.
How to Become an Accountant?
You need to obtain a bachelor’s degree, a four-year degree in accounting or a related field is a common starting point. Practical experience is also required. You should also consider internships or part-time jobs to gain experience. Then, you need to decide whether to pursue professional certification. Bodies like the ICAEW or ACCA offer recognized certifications for chartered accountants.
For in-depth information, refer to the blog ‘How to Become an Accountant‘.
Actuarial Science
One of the best high-paying jobs after 12th Commerce courses is Actuarial Science. As an actuary, you will work in the insurance and investment sectors. You will need to analyze the financial risks of companies and help them minimize risks and maximize profits. You will need to clear the ACET conducted by the Institute of Actuaries of India (IAI), Mumbai to pursue the Actuarial Science course.
How to Become an Actuary?
To become an actuary, you must first complete a bachelor’s degree in actuarial science, mathematics, statistics, or a related field. Then, you need to have relevant experience and consider pursuing a certification course. Actuaries analyze data to forecast financial risks, helping companies set prices for insurance plans and manage retirement plans.
Are you interested in Actuarial Science? Refer to the blog for more details.
Banker
Professional bankers who have a solid degree are in high demand in the market. Banking has become one of the major career options after 12th for commerce students. With the establishment of multinational banks and other international banks in the country, this industry has become one of the main contributors to employment.
How to Become a Banker in India?
Being a banker is considered a decent job in India. You need to clear your 12th standard from a recognized board with a minimum aggregate score of 50% or above. Commerce stream is preferred, but students from other streams are also eligible. While you can apply for banker jobs after graduation, getting a postgraduate degree can also be fruitful. Students can also consider courses like MBA in Financial Management or MS in Finance for career advancement.
Explore more about a Career in Banking here!
Economist
If you are looking for a course that is considered to be one of the highest paying jobs after 12th commerce; you might consider becoming an economist. An economist is someone who will research and analyze the economic situation in order to provide economic advice to the government, businesses, or individuals.
To become an economist, you need a bachelor’s degree in economics, followed by a master’s degree. SSE-Pune, Jamia Millia Islamia – New Delhi, and Christ University – Bangalore are some of the best institutes and universities created exclusively for economics. This is another best course after 12th Commerce with a high salary.
How to Become an Economist in India?
To become an economist in India, students must obtain a bachelor’s degree in economics. To have advanced knowledge, you can pursue a master’s program or a PhD in economics. Admission to these courses is based on merit or entrance exams. A career in economics can be challenging initially but eventually ends up being a rewarding career.
Tax Auditor
As a Tax Auditor, you will be required to prepare tax reports by implementing various accounting principles along with other duties as required. To become a Tax Auditor, you first need to obtain a graduation degree and then apply for the CPA (Certified Public Accountant) certification offered by the American Institute of Certified Public Accountants (AICPA) or other certifications.
How to Become a Tax Auditor in India?
To become a tax auditor in India, you need to pursue relevant certification courses to enhance your auditing skills. You can take the Certified Internal Auditor (CIA) exam or opt for the Chartered Accountant (CA) course offered by the Institute of Chartered Accountants of India (ICAI).
If not a tax auditor, you can also explore a Career s a GST Assistant here!

Best Career Options After 12th Commerce with High Salary
In this section we have curated a list of the top 10 career options after 12th commerce with the required entrance exam and expected entry-level salary:
Career | Required Entrance Exams | Salary (INR) |
Chartered Accountant | Common Proficiency Test (CPT) | 6-8 LPA |
Accountant | Separate Entrance exams for different universities | 2-3 LPA |
Statistician | Separate Entrance exams for different universities | 4-5 LPA |
Economist | Separate Entrance exams for different universities | 2-5 LPA |
Company Secretary | CSEET (CS Executive Entrance Test) | 4-6 LPA |
Cost Management Accountant | CMA Foundation Level | 5-7 LPA |
Actuary | ACET (Actuarial Common Entrance Test) | 8-12 LPA |
Financial Analyst and Advisor | Separate Entrance exams for different universities | 2-10 LPA |
Insurance Professional | Clear exam conducted by IRDAI and obtain IRDAI certification | 2-8 LPA |
Banker | Separate Entrance exams for different universities | 2-10 LPA |
Explore Different Streams Career Options After 12th
Alternate Career Options after 12th Commerce with High Salary
The Commerce stream is a great career path for students who have an interest in pursuing a field that offers a plethora of career opportunities in business, administration, and management fields. Students who want to take up professional and best professional courses after the 12th commerce stream should know that the career options after the 12th commerce is in banking, insurance, business administration, and other business management courses.
It is for students who wish to develop business insights and in-demand management skills; we have curated some of the after-12th commerce course lists. For a complete list of professional courses after 12th commerce refers to Best Courses after 12th Commerce.
Below is a detailed list of commercial jobs with salaries for students who are considering a career in commerce but don’t know what to expect. We have also listed the top commercial jobs and salaries in the following table.
Job roles | Salary (INR) |
Professional Accountant | 3 LPA |
Financial Analyst | 5-7 LPA |
Public Accountant | 6-8 LPA |
Personal Financial Advisor | 4 LPA |
Certified Financial Planner | 5-6 LPA |
Financial Examiner | 6-7 LPA |
Retail Manager | 4-6 LPA |
Budget Analyst | 6-8 LPA |
Company Secretary | 4-6 LPA |
Investment Analyst | 4-7 LPA |
Management Analyst | 4-7 LPA |
Best Job Opportunities after 12th Commerce
Following are some of the job opportunities after 12th commerce along with the top recruiters
Job opportunities | Job Roles |
Banking Sector | Credit Analyst, Bank Manager, Loan Officer, Investment Banking Analyst, Mortgage Consultant, etc. |
Insurance Sector | Insurance Manager, Actuary, Auditor, Personal Financial Analyst and Advisor, Insurance Underwriter, etc. |
Finance Sector | Risk Manager, Finance Manager, Investment Banker, Portfolio Manager, Actuary, etc. |
Cost Accounting, Taxation & Auditing | Chartered Accountant, Cost Accountant, Auditor, Financial Officer, Cost Controller, Risk Manager, etc. |
Government Sector | IAS, IPS, IRS, Army Officer, Bank PO, Insurance Advisor/ Officer, etc. |
Hospitality & Tourism Industry | General Manager, Front Desk Manager, Catering Manager, Food & Beverage Manager, etc. |
Final words!
In this article, we have tried to give you an overview of different career options for commerce students. Choosing the right career after commerce in Class 12th can be a tough decision due to the many career options available. It’s important to carefully consider each path based on your personal interests. However, career planning is a very intense job. So, it’s a good idea to seek advice from career counselor experts. At iDreamCareer, we are committed to guiding students in finding their true potential.
More Commerce Related Blogs
- Best Courses after 12th Commerce
- Bank Job After 12th
- BCA After 12th Commerce
- Best Courses After 12th Commerce with High Salary
- Courses After 12th Arts
- Commerce Subjects in Class 12th
- Best College for Commerce in India
FAQs
These include retail management, human resources, customer service, business development, and academia, among others. If you are interested in one of these jobs, be sure to explore the different jobs and degrees available.
One of the most sought-after and highest-paying jobs for business students is a marketing manager. He is expected to lead the product marketing sector of the company. They plan, evaluate, organize, and promote the business.
Commerce is an incredible field of study that offers unlimited career options and well-paying jobs. Most people who take commerce stream for plus two go for BCom and MCom courses which is a great choice.
It has already been proven that good trade plays a huge role in the economic development of the country. Some well-defined career options after studying commerce in class 10 are Chartered Accountant, Company Secretary, Business Management, Accounting, etc.
Commerce as an optional subject is highly technical in nature and hence a fair number of candidates opt for this option. This is an optional grade and gives preference to commerce graduates as undergraduate and vocational studies are used in both papers 1 and 2.

Anushree Rastogi is a Senior Content Writer at iDreamCareer, bringing over 5 years of expertise to the field of career counseling. She has done a PGDM in Marketing and Finance and possesses a unique blend of skills that allows her to craft engaging and informative content. She is passionate about helping individuals navigate their career paths and has dedicated her career to providing valuable insights through her content. Her commitment to excellence and keen understanding of the career landscape make her a trusted guide for those seeking professional direction. With a flair for clear and engaging writing, Anushree is on a mission to empower others to make informed and fulfilling career choices.