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Ready for a Bank Job After 12th?

Aiming at a bank job? Love numbers and want to be a banker to manage finance & keep accounts for people? OR maybe you’re interested in HNI Banking! Whichever the case, keep your eyes on this article

What is a Bank Job All About?

In a bank job, you will work to provide all kinds of banking solutions to individuals including the high-net-worth ones (HNI banking), corporates, societies, institutes, etc.

You may be involved in either retail or corporate banking facilities. For corporates, institutes, etc., you will manage current accounts, assist with financial needs in terms of loans, manage foreign transaction, etc.

For individuals, you will help to open bank accounts, help to transact, get banking cards, explain banking facilities and help in securing loans, insurances, etc.

bank job
bank job

How to Apply for a Job in Bank?

For private banks, there are individual selection processes for each bank and some of them also provide training courses.

Most recruiting exams of banks have a written test containing Reasoning, Mathematics, Quantitative Aptitude, General English and General Awareness.

Apart from the direct hiring, 30% of private banks also hire through IBPS and CWE (common written examination). Once you clear the IBPS, you can directly apply from the official portal to get into a private sector bank.

There are 21 private banks in India. You can apply to any of these directly. Eligibility criteria are shared below. To know all the pathways after class 12th, check here.

  1. Axis Bank
  2. Bandhan Bank
  3. CSB Bank
  4. City Union Bank
  5. DCB Bank
  6. Dhanlaxmi Bank
  7. Federal Bank
  8. HDFC Bank
  9. ICICI Bank
  10. IDBI Bank
  11. IDFC FIRST Bank
  12. IndusInd Bank
  13. J&K Bank
  14. Karnataka Bank
  15. Karur Vysya Bank
  16. Kotak Mahindra Bank
  17. Nainital Bank
  18. RBL Bank
  19. South Indian Bank
  20. Tamilnad Mercantile Bank
  21. YES Bank

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Eligibility criteria for Private Banks

  • You should be an Indian to apply for a banking exam
  • For clerical post, you must be a graduate and +2 with 60% or more marks.
  • You must have a minimum age of 18 years to a maximum of 28 years for clerical post
  • Most of the banks have the eligibility criteria of 10 + 2 and a maximum age cap of 25. Moreover, in such situations, you will be recruited on the basis of outstanding practical knowledge.
  • For Bank PO you must have a minimum age of 21 years and maximum of 30 years. Apart from this you must have 55% – 60% marks from a recognized university. The mark percentage varies from bank to bank for this post.
  • You must have a basic knowledge of computer.

Exceptions among private banks

These include some of the popular private banks in India like:

  • HDFC Bank (
  • ICICI Bank (
  • Axis Bank
  • Indian Bank (
  • Federal Bank
  • IndusInd Bank
  • Catholic Syrian bank
  • Yes bank etc.

These banks release their vacancy list on their official websites only. The only way you can join these is through the IBPS or CWE exam and then applying directly to each bank respectively.

There are also a few international banks like:

  • Standard Chartered
  • American Express
  • Bank of America
  • Royal Bank of Scotland
  • HSBC
  • Citibank etc.

These international banks are not headquartered in India or limited in metropolitan cities. Even these hire only those who are experienced and specialized in this field.

If you really want to work in these banks, better get in touch with a career coach, mentor or recruitment consultant who could help you in the process

Government Bank Exams

To get a govt bank job, you have to crack any of these 4 exams:

  • The Institute of Banking Personnel Selection (IBPS)
  • The State Bank OF India (SBI)
  • Reserve Bank of India (RBI)
  • National Bank For Agriculture And Rural Development (NABARD)


Maximum number of banks hire the candidates by this exam like

  • Allahabad Bank
  • Indian Bank
  • Central Bank of India
  • United Bank of India
  • Syndicate Bank
  • Indian Overseas Bank
  • Andhra Bank
  • Dena Bank
  • Oriental Bank of Commerce
  • Vijaya Bank
  • Bank of Maharashtra
  • Canara Bank
  • Union Bank of India
  • Punjab exam National Bank
  • UCO Bank
  • Corporation Bank
  • Bank of India
  • Punjab and Sind Bank
  • ECGC
  • Bank of Baroda

SBI exam

This is to fill posts in SBI and associated banks.

  • The State Bank of Hyderabad
  • State Bank of Travancore
  • State Bank of Patiala
  • State Bank of Bikaner and Jaipur
  • State Bank of Mysore and many more.

How to Become Bank Manager?

In a public sector bank

You can start as a Trainee Executive. Post your training, you will begin as an Officer and then get promoted through different posts progressively such as

  1. Senior Officer
  2. Deputy Manager
  3. Branch Manager
  4. Chief Manager
  5. Assistant General Manager
  6. General Manager
  7. Senior General Manager
  8. Deputy Director
  9. Director, etc.

In the private sector

You will begin an Executive/ Management Trainee and then move upward through different posts such as

  1. Assistant Manager
  2. Manager
  3. Senior Manager
  4. Branch Manager
  5. Assistant Vice President
  6. Associate Vice President
  7. Vice President
  8. President
  9. Executive Director, etc.

Final Words

Interested much in a bank job? Ready to grab it? You will certainly require a lot of patience and perseverance because it’s not as easy as it used to be. Both competition and hiring mechanics have become complicated and tough. Facing a tough choice now? Career planning is an intense affair and iDreamCareer is the foremost in India helping millions of young minds like yours discover their true mettle. Don’t fall back. Check this interesting excerpt from a journal.

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